A quiet signal of trust.White Label codeword verification for your organization
Give any company or group a private way to know who is really on the other end of a sensitive conversation. Trust Onion, in your name and your language.
Wealth management firms, insurance companies and private family offices are examples, not limits.
Illustrative interfaceShown for concept only. Not a product screenshot.
The mechanismIllustrative workflow, not a product screenshot.
Simple enough to use under pressure.
Trust Onion White Label is a customizable codeword verification tool for wealth management firms, insurance companies, private family offices and any other company or group. Each trusted group shares three codewords generated locally on its members’ devices. All three rotate every 60 seconds, even without an internet connection. Ask the caller to give all three current words first; compare them privately on your own phone. Never read your words to an unverified caller.
All three words must match. A word heard, copied or photographed has a short useful life. This check adds a confirmation layer to your existing controls.
01 / GROUP
A trusted group is ready.
Members of the branded group see the same three current codewords on their own phones. The words are calculated locally and refresh every 60 seconds.
02 / CHECK
The caller provides. You verify privately.
The caller gives all three live words first. The recipient checks all three against their own phone and never reads or reveals the displayed words to an unverified caller.
03 / ESCALATE
More proof when it matters.
If all three words match, continue with your usual controls. For higher-stakes moments, deployments that include Proofie™s can request a verified live selfie. If the words do not match, pause and use your established callback path.
Optional proof of life
Proofie™ for higher-stakes checks
A Proofie is a live selfie with the current codewords, date and time, and a device-bound cryptographic signature. Location can be included when the sender chooses to share it. Recipients can check the photo and its proof alongside the three words.
A lasting record of a place and time. Proofie™ images are stored on IPFS, a third-party distributed file network. Once created and shared, copies can’t be deleted everywhere by you, the recipient, us, or bad actors. So when you create a Proofie, you make a verifiable record of the place and time it captures.
Codeword tools by sector · examples, not limits
The same engine. Different obligations.
Trust Onion can be tailored for any company or group. These three examples show how the same verification flow adapts to different relationships.
Illustrative workflow, not a product screenshot.
Example 01 / Wealth
Wealth management
For wealth management firms, codeword verification gives clients a private check before a wire instruction, new beneficiary or request outside the familiar pattern.
Who verifies whomThe adviser or representative provides all three live words first. The client checks them privately against the trusted group before acting, and never discloses the words to the caller.
Illustrative workflow, not a product screenshot.
Example 02 / Cover
Insurance
For insurance companies, a branded codeword tool gives policyholders a checkpoint when a claims handler, broker or service representative calls about a consequential claim or payment.
Who verifies whomThe insurer’s representative provides all three live words first. The policyholder checks them privately in the branded group before sharing information or following a request.
Illustrative workflow, not a product screenshot.
Example 03 / Stewardship
Private family offices
For private family offices, rotating codewords help principals, investment staff and trusted vendors check a request involving money, access or confidential information.
Who verifies whomThe office or vendor contact provides all three live words first. The principal or designated approver checks them privately before authorising action; nobody reveals the words to an unverified caller.
Beyond these examples
Any company or group
The same branded verification can be tailored to your people, your conversations and the features you need. The three settings above are examples, not the only places Trust Onion can be used.
The same safe checkWhoever calls gives all three live words first. The recipient checks privately before acting.
Your institution, not ours
Discreet by design. Recognisable by default.
White label means the experience carries your visual language and the words your audience already understands. The feature set is customizable too: choose the verification features that fit your audience, including whether to offer Proofies and sharing. The Trust Onion name does not need to sit between you and the relationship.
Core verificationThree words, rotating every 60 seconds
AudienceClients, members, principals
Feature selectionProofies and sharing, as needed
PositioningAdditional confirmation layer
Questions from teams evaluating codeword tools
Common questions, clear answers.
How can wealth management firms use a codeword verification tool?
With Trust Onion White Label, an adviser or representative gives all three current codewords first. The client checks them privately in the trusted group before acting on a sensitive request, such as a wire instruction or beneficiary change. The words rotate every 60 seconds. This is an additional check, not a replacement for existing approval controls.
Can insurance companies use codewords to verify claims calls?
Yes. An insurer's representative gives all three current codewords first, and the policyholder checks them privately in the branded group before sharing information or following a request about a claim or payment. The words rotate every 60 seconds, even without an internet connection.
How can private family offices check sensitive requests with codewords?
The family office or trusted contact gives all three current codewords first. The principal or designated approver checks them privately before acting on a request involving money, access or confidential information. Deployments that include Proofies can add a verified live selfie for higher-stakes checks.
Is Trust Onion White Label only for these three types of organization?
No. Wealth management firms, insurance companies and private family offices are examples. Any company or group can tailor the branding, language and feature set of Trust Onion White Label, including whether to offer Proofies and sharing.
The standard it sets
“Before we proceed, let’s make sure we are speaking to the right person.”
That sentence belongs in a firm’s culture. A white label experience gives it a clear, repeatable place to live.
A private conversation
Make the next sensitive conversation a little more certain.
Bring your audience, your risk moments and your existing client experience. We will show you how three rotating codewords and your choice of additional features can fit.
